Should I Dip Into Equity and Renovate?

Many homeowners will be taking advantage of winter savings on supplies and the off-season availability of contractors to use a home equity line of credit (HELOC) to finance home renovations. According to recent research from TD Bank, more than three quarters (80...

America’s Favorite Investment? Real Estate

Looking for the best way to invest your money long-term? Most Americans say real estate is the way to go. According to a recent report from Bankrate.com, when asked the best way to invest money not needed for more than 10 years, 28 percent of U.S. adults replied real...

Learning the ABCs of FICO

By Barbara Pronin Most people don’t think too much about their FICO scores until they want to get a loan. No matter the type of loan you want—mortgage, new car—the higher your FICO score, the more likely you’ll be approved. Understanding the five factors...

How Much Do You Know About Your Credit Score?

By Barbara Pronin While your credit score affects everything from your ability to buy a car or a home to how much interest you will pay on the loan, many people don’t know how these scores are calculated or what impacts them positively or negatively. Moreover, says...

Closing Cost Primer: Know Your Terms

Buying a home is undoubtedly one of the most expensive ventures of your lifetime. But it’s important to understand that much more goes into budgeting for a new home than the price of the house itself—like closing costs. Closing costs are fees charged by the lender at...

7 Considerations for Surviving the Holidays

The holidays can be a stressful time of year for many different reasons.  Here are seven considerations that could alleviate the pressure. 1. If money is tight, set a realistic budget. If you know in your gut that you can’t afford a gift, don’t buy it!  Take steps to...

Top 10 Most Expensive Mistakes You’re Making on Your Home

By Cary Teller Homes cost a lot of money to maintain. Are you spending extra money unnecessarily on the upkeep of your home? Here are 10 of the most expensive mistakes you could be making. 1. Using Traditional Light bulbs If you still have incandescent light bulbs in...

7 Tips for Securing Your Information Online

The internet provides us with access to seemingly limitless information, often with the risk of compromising the security of our personal information. Here are seven practical ways to protect your personal data from a cyberspace attack. 1. Be Safe on Social Media Be...

Buying a New Home? 4 Reasons Why Location Is Essential

By Kara Masterson Buyers are so hyper-focused on the home that they often cast aside surroundings. “Surroundings” do not equal trees, fences or landscape. The home’s surroundings are the houses around the home and the residents occupying them....

Airbnb Hosts Hit a Refi Hitch

By Suzanne De Vita Call it a bump in the refinance road. Homeowners renting rooms through home-sharing platforms have encountered difficulty obtaining refinancing , subjected to higher interest rates and limited loan offerings, The Wall Street Journal reports. The...

5 Credit Myths Debunked

There is a wealth of misinformation about credit—in fact, credit users, even those who check their scores often, incorrectly believe age, employment history and salary factor into a credit score, according to a recently released TransUnion survey. “Checking your...

Understanding Your Credit Score and Its Effect on Purchasing a Home

By Keith Loria If a home purchase is in your future, one thing you absolutely have to think about is your credit score. No matter what your timing looks like, it’s a good idea to think about it sooner rather than later, because having a good credit score can be the...

5 Questions to Ask an Agent During a Listing Presentation

By Maria Patterson Unless you’re a seasoned real estate buyer and seller, the typical listing presentation can often leave you overwhelmed and dumbstruck. But to really make the right choice when choosing an agent to represent your home, it’s critical that you become...

Warranty Deeds vs. Quit Claim Deeds: The Difference

By Barbara Pronin Suppose someone came to you and said, “I own the Golden Gate Bridge in San Francisco. I need the cash, and I will give you the deed for $150.” You reach for your wallet, hand over the cash, and take possession of the deed. Only later, when you inform...

Student Debt: How It Impacts Housing

By Mikkie Mills Having student loan debt doesn’t deny your approval for a mortgage loan right off the bat, but it can definitely be one of the factors that can make or break your application. According to The Wall Street Journal, out of almost 46,000 first-time...